Do NOT do business with this Millennium Trust (MT). They are deceitful & money hungry.
My company went out of business & the organization that was holding our IRAs did an automatic transfer to MT. I can only suspect that MT pays kickbacks or something, because I don't understand why ANYONE would knowingly do business with this place. MT charges outrageous fees, even if all they're doing is holding your account & you do no activity. They charge a monthly maintenance fee (about which they never tell you).
They charge $35 each to close accounts. They delay, delay & delay again the actual transference of your money -- probably because they longer they take, the more fees they can charge for 'maintaining' your account.
I ended up losing money because of all their fees. I'm not kidding -- DO NOT give them your money.
Reason of review: Problems with payment.